Target Circle 360 bundles free same-day delivery, free shipping, and member discounts into one plan — and includes a full Shipt membership. Whether it pays for itself comes down to how often you shop at Target and order through Shipt: enter a typical month below and the calculator shows whether the benefits outweigh the fee.
The Shipt membership covers same-day delivery from Target plus other retailers like CVS and Petsmart, with Circle 360 discounts on top.
Who should buy it: households that order same-day delivery from Target or Shipt retailers at least once or twice a month, especially anyone paying the $9.99 non-member same-day delivery fee, and Target Circle Card holders, who get the annual plan for $49 instead of $99. Who should skip it: shoppers who mostly use free Drive Up or in-store pickup, anyone whose same-day baskets rarely clear the $35 free-delivery minimum, and households already paying for Walmart+ or Amazon Prime mainly for delivery — a second delivery membership usually duplicates the first.
Worked break-even example, using the calculator's method (fees the membership waives, minus the membership cost): a non-member pays $9.99 per same-day delivery order. Two $35+ same-day orders in a month waive $19.98 of delivery fees, so the $10.99 monthly plan ends the month $8.99 ahead on delivery alone, before freebies or shipping. On the $99 annual plan ($8.25/month), even one same-day order a month ($9.99 waived) keeps you ahead by $1.74 a month. Below one order a month, no billing period pays for itself on delivery fees, which is why the calculator's verdict flips on order frequency more than on basket size.
Based on your usage, Target Circle 360 would save you $27.87 per month. We recommend getting the subscription.
Priced on monthly billing: $10.99 every month.
Based on your usage in United States, Target Circle 360 appears to be worth the monthly cost. You could save money while enjoying the benefits.
Net saving per month. Full breakdown above.