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  1. Home
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Is Instacart+ Worth It? Cost ($9.99/mo) & Break-Even

Sign Upโ†’
Grocery

About Instacart+

An Instacart+ membership costs $9.99/month or $99/year in both the United States and Canada. Without a membership, each delivery carries a delivery fee (this calculator models $5.99 per US order and $6.99 per Canadian order, before service fees and tips); with Instacart+, the delivery fee is $0 on eligible orders over $10 (over $35 at Costco). At those typical fees, the monthly plan pays for itself in about two deliveries a month, and the $99 annual plan in about seventeen deliveries a year in the US (about fifteen in Canada, where the modeled fee is higher).

Instacart+ members also earn 5% credit back on pickup orders, and the membership includes Peacock Premium streaming, with annual members getting partner perks such as NYT Cooking access on top. The calculator below compares the membership fee against your own delivery and pickup habits, because the right answer depends on how often you actually order.

Instacart+ Membership Details & Pricing

Membership Benefits

Instacart+ offers comprehensive grocery delivery benefits, with specific details varying by location. Enter your country below to see detailed benefits:

๐Ÿšš
Free delivery on orders over $10 from participating stores (Costco orders over $35)
๐Ÿ’ฐ
Earn 5% credit back on eligible pickup orders (excludes alcohol and prescriptions)
๐ŸŽ
Peacock Premium streaming included for all members; annual memberships also include NYT Cooking access and additional partner benefits
โœ–๏ธ
Cancel your membership at any time without penalties

Membership Cost Options

Choose between monthly or annual Instacart+ membership plans. The annual subscription provides additional savings equivalent to approximately one month free.

๐Ÿ“…
Monthly
$9.99
๐Ÿ“†
Annual
$99.00
๐Ÿ’ฐ
Annual Savings
+$20.88 (17%)
Verified Oct 12, 2026ยทchecked by Nicholas MontgomeryยทSource

Frequently Asked Questions

What countries is Instacart+ available in?

Instacart+ is currently available in ๐Ÿ‡จ๐Ÿ‡ฆ Canada, and ๐Ÿ‡บ๐Ÿ‡ธ United States. Benefits and pricing vary by location.

How much does Instacart+ cost?

Instacart+ costs $9.99/month or $99.00/year in both the United States and Canada. The annual plan saves you about $20.88 compared to paying monthly.

What's the minimum order for free delivery?

In the United States, the minimum order for free delivery is $10.00. In Canada, the minimum order is $10.00. Costco orders have a $35 (US) or C$35 (Canada) minimum regardless of country.

How does the 5% pickup credit work?

When you place eligible pickup orders, you earn 5% of the order total back as Instacart credit. This credit is applied to future orders. Alcohol and prescription orders are excluded from this benefit.

What are Instacart+ exclusive perks?

Instacart+ members get Peacock Premium streaming included at no extra cost (value $12.99/month). Annual memberships also include access to NYT Cooking and additional partner benefits. These perks alone can offset the annual membership cost if you use them.

How many deliveries do I need for Instacart+ to pay for itself?

Using the typical delivery fees this calculator models ($5.99 per US order, $6.99 per Canadian order), the $9.99 monthly plan breaks even at about two deliveries a month. The $99 annual plan breaks even at about seventeen deliveries a year in the US and about fifteen in Canada, roughly one or two a month either way. Pickup orders shorten that further: the 5% credit back on pickup counts toward the same fee. If you order less than once a month, paying delivery fees as you go is usually cheaper.

Can I cancel my Instacart+ membership?

Yes, you can cancel your Instacart+ membership at any time through the Instacart app or website. If you have an annual subscription, you'll maintain benefits until the end of your billing cycle.

Does Instacart+ work at all stores?

Instacart+ benefits apply at participating stores marked with the Instacart+ icon. Over 85,000 stores across 14,000+ cities participate in the program, including major retailers like Costco, Wegmans, and Publix.

Compare Instacart+ head-to-head

Walmart+ vs Instacart+
Compare Walmart+ and Instacart+ for grocery delivery savings. See pricing, delivery minimums, and extra perks.

Other Services in ๐Ÿ‡บ๐Ÿ‡ธ United States

โšซ
Uber
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Shipt
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goPuff
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Target
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Lyft
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ALTO
ALTO is a premium ride service offering luxury SUVs, professional drivers, and consistent pricing without surge fees.
๐Ÿฝ๏ธ
Grubhub
Calculate if Grubhub+ membership saves you money
๐ŸŽฏ
Target
Calculate potential savings with Target Circle, Target's free rewards program.
๐Ÿ›’
Walmart
Walmart+ is a membership program that offers free delivery, streaming, fuel savings, and other benefits.
๐Ÿšช
DoorDash
Calculate potential savings with DashPass membership based on your food delivery patterns.
๐Ÿฅฌ
FreshDirect
Calculate if FreshDirect DeliveryPass is worth it based on your delivery frequency

Instacart+ Savings Calculator

Calculate if Instacart+ is worth it based on your monthly usage and spending:

๐Ÿ‡บ๐Ÿ‡ธ

Quick start โ€” tap an example

Fills in the whole form for a typical person like this. Adjust anything afterwards.

Grocery Delivery Orders

Monthly delivery orders

How many grocery delivery orders do you make monthly?

$

Grocery Pickup Orders

Monthly pickup orders

How many grocery pickup orders do you make monthly?

$

Delivery Fee

$

Researched average for this service: $5.99 per order.

Recommended!

Based on your usage, Instacart+ would save you $6.24 per month. We recommend getting the subscription.

Your Savings Analysis

How you pay

Priced on monthly billing: $9.99 every month.

Monthly Savings
+$6.24
Annual Projection
+$95.76

Savings Breakdown

๐Ÿ›’Grocery Delivery Savings
+$11.98
๐ŸฅกPickup Credits
+$4.25
๐Ÿ’ณMonthly Subscription Cost
-$9.99

Recommendation

Based on your usage in United States, Instacart+ appears to be worth the monthly cost. You could save money while enjoying the benefits.

Worth it: Instacart++$6.24/mo

Net saving per month. Full breakdown above.